Simple, Transparent Pricing
Every financial situation is different, so we keep our pricing clear and predictable. Start with a free intake, choose a single session, or commit to the full three-month coaching program — always with no hidden fees.
Free Intake
- Introduction call by phone or video
- Quick review of your current situation
- Initial recommendations you can act on
- No obligations and no payment details required
Single Session
- In-depth review of your budget and expenses
- Personalized written action plan
- Expense audit to find unused subscriptions
- Two weeks of email follow-up included
- Deductible from the full program
3-Month Program
- Six one-on-one coaching sessions
- Customized budget and savings system
- Goal roadmap with clear milestones
- Unlimited 24/7 dashboard access
- Monthly progress check-ins
- Priority support between sessions
All prices include VAT. Payment plans are available for the three-month program — ask during your intake.
What's Included
One-Time Services
Single sessions are ideal if you want a fresh look at your budget, help setting up a savings system, or a second opinion before a big financial decision. You leave each session with a concrete, written plan — and two weeks of email support in case questions come up while you implement it.
Ongoing Programs
Lasting change rarely happens in one conversation. The three-month program combines six sessions with continuous dashboard access and monthly check-ins, so we can adjust your plan as life changes. Most clients see measurable progress — such as a growing savings buffer — within eight to twelve weeks.
How Payment Works
- Free intake first. We only recommend paid services when coaching genuinely fits your situation.
- Pay per session or upfront. Single sessions are invoiced individually; the full program can be paid at once or in three monthly installments.
- Flexible start. If you start with a single session, the €75 you paid is deducted from the program price if you upgrade within three months.
- No hidden costs. The prices listed here are complete. We never charge for emails, brief calls, or dashboard access within your plan.
- Reschedule freely. Sessions can be moved free of charge up to 24 hours in advance.
- Cancel anytime. The program can be paused or cancelled between sessions; you only pay for sessions already held.
Pricing Questions
Is the first session really free?
Yes. The 30-minute intake costs nothing and carries no obligation. It helps us understand your situation and lets you decide whether coaching is right for you before spending anything.
Can I pay the program in installments?
Absolutely. The €395 program can be paid in full or split into three monthly payments of about €132. There is no surcharge for choosing the installment plan.
What if I only need one or two sessions?
That's completely fine. Many clients book single sessions as needed. If you later decide to join the full program, each session already paid within the previous three months is deducted from the program price.
Are there any extra costs for tools or software?
No. Dashboard access and the budgeting tools we use are included in your session or program fee. We never ask for your banking credentials, and we don't sell third-party software.
Do you offer reduced rates?
We keep a limited number of reduced-rate spots each quarter for students and people facing financial hardship. Mention your situation during the intake and we'll let you know what's currently available.